Tag Directory > Long-Term Care Insurance (LTCI)
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We have 16 results for Long-Term Care Insurance (LTCI).
1Why You Could Be Declined For Long-Term Care Insurance 1 Citation In most cases, if you are in reasonable health you can expect to be approved for long-term care insurance. But approval is not automatic and there are guidelines that the major carriers use to determine who qualifies. These guidelines are published by each carrier in an underwriting field guide which agents use to help them decide whether someone is a good candidate for long-term care insurance with that company. Many underwriting procedures are fairly standard across the industry. Factors Th, technorati.com
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Nursing Home Perceptions & Realities 1 Citation Cost and Duration of Long-Term Care at Home By Dr. David Edward Marcinko; FACFAS, M.B.A., CPHQ?, CMP?By Thomas A. Muldowney; M.S.F.S., CLU, ChFC, CFP® CMP?By Hope Rachel Hetico; R.N., M.H.A., CPHQ?, CMPThis is the second post, in an exclusive four part series for the ME-P titled: ?At-Home or Nursing Home Care for Long-Term.?Nursing Homes Less DesirableMost agree that nursing homes are regarded as the least desirable LTC choice. Some people enter a nursing home after a hospital stay with a need f, technorati.com
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At-Home or Nursing-Home for Long Term Care 1 Citation Cost and Duration of Long-Term Care at HomeBy Dr. David Edward Marcinko; FACFAS, M.B.A., CPHQ?, CMP?By Thomas A. Muldowney; M.S.F.S., CLU, ChFC, CFP® CMP?By Hope Rachel Hetico; R.N., M.H.A., CPHQ?, CMPThis is the third post, in an exclusive four part series for the ME-P titled: ?At-Home or Nursing Home Care for Long-Term.?Average Nursing Home StaysIt is generally agreed that if short, recuperative stays are excluded, the average stay in a nursing home is about 21/2 years. Nursing home studies sh, technorati.com
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Long Term Care Over the Holidays 1 Citation The issue of long term care is never an easy one to deal with, especially over the holidays. This the time to bring family together, to catch up with one another and share laughter, good times and of course, delicious food. But sometimes this can be difficult given the circumstances. Instead of traveling to be with family and friends, you have to stay put and care for an ailing mother, father, grandparent or maybe a brother or sister. In times like this appreciate what you do have, not what you, technorati.com
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Are You Aware? Long Term Care Awareness Month 1 Citation As noted by the American Association for Long Term Care Insurance, November is officially Long Term Care Awareness Month. The awareness campaign which we commenced in 2001 continues to grow and involve more leading national organizations and governmental agencies,? explains Jesse Slome, the Association?s executive director. ?Last year, the U.S. Congress issued a Resolution (H.R. 133) in support of Long-Term Care Awareness Week, and several Governors declared the week in their states. Creating, technorati.com
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Long Term Care - It?s Not Just for Seniors Anymore 1 Citation A conversation has started in this country. People are concerned about the costs of long term care as the baby boomers age. But it isn?t just the graying of America that poses the problem. We can expect our current population to need long term care much sooner than previous generations, due to an increasing rate of obesity, diabetes and heart disease in our young. When you think of nursing homes, what comes to mind? Is it a building full of frail elderly folks nodding off in their respective, technorati.com
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* Massachusetts - Long Term Care Insurance A Must? 1 Citation Ah, that wacky state of Massachusetts. First it requires all its residents to get health insurance, and now Senator Richard Moore wants to do same for long term care insurance! Can a stroke of a pen solve the looming LTC problem? Can a state really make it illegal to not have insurance? According to HealthBlawg , they?re trying, but there?s one tiny problem - the Average Joe (and Josephine) can?t afford the high price of health insurance. What makes Senator Moore think that mandatory Long T, technorati.com
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Long-Term Care Insurance Offers More Choices 1 Citation I t?s no shock to anyone that the cost of healthcare is always going up . The other thing that?s always going up is our age. We are all living longer. According to some the cost of medical care in the U.S. has risen 40% since 1996 and is showing no sign of slowing down. One of the largest medical costs today is long-term care. These costs come from caring for someone who needs help. They might need an in-home companion or around-the-clock care and it can be devastating financially. In fact, technorati.com
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The Underwriting Process: How the Price of your LTCI Premiums are Determined 1 Citation In my last article I discussed the process for long-term care insurance underwriting . Now I will try to answer one of the most common questions about premium rates , which baffles consumers who are considering purchasing a policy . Why are my premiums higher than someone else's? There can be many reasons why premium rates vary from one person to the next. Age and policy design differences alone can have a big impact on the premium paid by two different people. But suppose two individ, technorati.com
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Who Needs Long Term Care Insurance (LTCI)? 1 Citation Do We Need Long Term Care Insurance (LTCI)? Well, we usually think about car, home, health, and life insurance, but planning for time in a nursing home seems distant and unattractive. However, with the good news that Americans are living longer comes greatly increased odds that at least half of us will require extended nursing care at some point in our lives. What Does LTC Cover? This care could be in a nursing home, assisted living facility, home health care, or even care by a family memb, technorati.com
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