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Market Reaction to Adjustments in Medical Underwriting Attracts New Institutional Capital 1 Citation By Paul Bowen and Jon MendelsohnThe life settlement industry is experiencing an adjustment in medical underwriting (life expectancies). The largest underwriting company, 21st Services, announced as of September 16, 2008 they would increase their mortality tables by 20%-30%. This is the largest adjustment in industry history, and caused many providers to reassess their current offers on cases. Even cases with completed contracts by the seller have been reassessed. Some providers are honoring thei, technorati.com
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10 Reasons Not to Buy Disability Income Insurance 1 Citation You may have your reasons for not buying individual disability income (DI) insurance. But do you know the facts? 1. I can rely on my savings. Fact: Even with saving 10% of your salary one year of disability could easily wipe out many years of savings. 2. I can always buy coverage later. Fact: People usually don?t get healthier as they grow older, and coverage will cost more. 3. My family and friends will help me out. Fact: Are your loved ones in a position to support you? Do you want the, technorati.com
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Liberty Life Offers Program to Ease Structured Settlement Rated Age Underwiting Back Log 1 Citation In April 2009 Liberty Life Assurance Company of Boston introduced its Concierge Underwriting Program. This new program allows for underwriting on any case that you submit for a rated age, regardless of carrier. To qualify for Concierge Underwriting, a broker must place $500,000 in non-Liberty Mutual Group premium with Liberty Life per quarter, and Liberty Life Assurance Company of Boston will underwrite any case that yousubmit for rated age throughout the following quarter. Liber, technorati.com
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