Tag Directory > Zero-based Budgets
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We have 4 results for Zero-based Budgets.
Finally Frugal one year anniversary! 1 Citation One year ago today, I published my first blog post ! My financial life was pretty different at that point. Although I had decided in November, 2007 that I needed to begin living within my means, it was a slow process. Not using my credit card was painful, and in January 2008 I still owed about $4,500 to various credit companies. I still craved new shoes and clothes every day (I continue to struggle with this), and paid little attention to the money that was leaving my life in dribs and drab, technorati.com
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1 Citation For several months now, I've been toying with a version of my zero-based budget spreadsheet that I'm calling 'Hypothetical 2009'. Since I've been planning on dropping to less than full time status next September (maybe cutting back by as much as 25%), I wanted to see how my income would be affected. I also wanted to know how much I should sock away now, to cover the gap in income later. Well yesterday, during a meeting that I unfortunately missed, our department heads started using the drea, technorati.com
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1 Citation Whew! I finally put together the remains of my March zero-based budget, and it ain't pretty. I was dreading looking at the numbers in black and white, because I knew I hadn't done well in the 'Fun' and in the 'Miscellaneous' categories. As you can see, I overdid my 'Fun' budget by $21.48 and spent a whopping $91.26 more than I had allocated in my miscellaneous category. I covered for this by taking away the savings ($60) I usually send to my account that covers my monthly trash pickup and, technorati.com
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March expense to income chart. . . . 1 Citation Now that I'm a few months into 2009, I wanted to share my progress in a graphic way (I do love the charts, folks!) As you can see, my expenses in March climbed significantly, mostly due to a birthday celebration to which I contributed quite a hefty sum (it was worth it, by the way---this is a good friend, whose birthday I missed last year due to work). And, the chart itself: One thing that jumps out at me right away is that although I spent more money in March than I intended, I spe, technorati.com
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